Bill Payment Options
 
At Mid-Hudson Co-Operative, we have many different payment options available to you. We work just as hard to make paying your premiums easy. Choose from variety of payment options below make a one-time payment or pay in installments. Or you can choose your method of payment by Credit Card (Visa, MasterCard or Discover Only), our direct draft service, or personal check or money order via the mail.
 
Payment Plans-Pay When You Like
 
You can Choose - One Payment For The Full Premium
 
Save money - No service charge will be applied by making just one payment for the full premium instead of installments. We'll bill you for the full amount of your premium a few weeks before your renewal date. You don't pay any installment service fees.
 
Choose An Installment Plan if your premium is over $300 to Suit Your Budget
 
There is a $5.00 per installment Fee.
 
4-Pay-Pay Your Premium in Four Installments
 
  1. Pay 25 percent by the effective date of your policy.
  2. Pay 25 percent + installment fee will be due 90 days after the policy effective date.
  3. Pay 25 percent + installment fee will be due 180 days after the policy effective date.
  4. Pay 25 percent + installment fee will be due 270 days after the policy effective date.
5-Pay-Pay Your Premium in Five Installments
 
  1. Pay 20 percent by the effective date of your policy.
  2. Pay 20 percent + installment fee will be due 60 days after the policy effective date.
  3. Pay 20 percent + installment fee will be due 120 days after the policy effective date.
  4. Pay 20 percent + installment fee will be due 180 days after the policy effective date.
  5. Pay 20 percent + installment fee will be due 240 days after the policy effective date.
*Note: There will be a service charge fee for any dishonored checks returned. The fee imposed depends upon the schedule of rates, fees and charges utilized by our current depository bank. This fee shall not exceed $30.00
 
Cancellations for non-payment of premium will be issued when a check has been dishonored by the bank or no payment has been received on its due date. The amount due will be the original premium, plus any late fees. The amount payable will be payable in cash, check, money order, certified bank check, Credit Card or Agency Check.
 
Why Use Direct Draft?
 
Save Time! You don't have to write a check and mail your payment.
Save Money! You don't have to pay for postage and checks. And there are no service charges for using Direct Draft Service. Plus, you won't have to worry about mail delays.
 
Pay by Mid-Hudson's Direct Draft Service
Pay with automatic deductions from your checking account.
Guaranteed on-time payments! No checks. No postage. Save on fees!
 
Here's How It Works
 
  1. Simply Download the Mid-Hudson Direct Draft Form and follow the Instructions on the form.
  2. Once we have set up an account, your payments will be deducted automatically from your checking account.
Pay by Personal Check or Money Order
 
Yes, we still accept payment the traditional way!
You can mail in your check or money order.
 
Here's How it Works
 
  1. We'll send you a bill approximately two weeks before each payment is due, along with an pre-addressed envelope for sending your check or money order.
  2. Mail us your payment, enclosing your paper bill stub. Please remember to write your policy number on the check or money order.
  3. Make sure that you mail your payment in time for it to reach us by the due date.
Pay your Bill Online or By Phone with a Credit Card   
 
You can now pay your Mid-Hudson bill online with either a Visa, MasterCard or Discover (Accepted Only), by simply clicking on the "Online Bill Payment Button" to your left.  You will be taken to our secure website and you can be assured that no information about you or any credit card information will be shared with anyone.

You may also choose to Pay with a Credit card by Phone as well,  and you may dial 1-800-721-5001 (Toll free for New York State Residents only) or 845-457-5001.  Simply ask for the accounting department and they will be happy to assist you.

 

 

Mail your payments to:
Mid-Hudson Co-Operative Insurance Company
104 Bracken Road
Montgomery, NY 12549