Pay My Bill

Bill Payment Options


At Mid-Hudson Co-Operative Insurance Company, we have many different payment options available to you. We work hard to make paying your premiums easy. You can choose your method of payment by Credit Card (Visa, MasterCard or Discover only), our direct draft service, or personal check or money order.

Automatic and Online Bill Payment Options

Save time! Your payments can be setup to be paid automatically from your Visa, MasterCard or Discover. Just call 845-457-5001 and ask for the accounting department if you wish to be set up for automatic bill pay.  You can also click on the link below and pay online on our secure payment page.

Pay My Bill Online

Plus, you’ll never have to worry about a payment arriving late! We promise that your payments will be made on time and your coverage will be uninterrupted as long as the funds are available on your credit card on the scheduled payment dates.

Save money! No service charge will be applied when you pay your policy in full annually. If you select an installment plan there will be a $5 per installment fee.

Just simply click here to be taken to our secure page to pay your installment or entire insurance premium online.  You will receive a confirmation message once your credit card has been validated.

** Please note that a $35.00 fee will be applied to your payment if we do not receive your payment by the due date shown on your premium notice and a notice of cancellation for non-payment will be issued.

Installment Plans

Choose an installment plan to suit your budget, if your premium is over $300.

There is a $5.00 per installment fee.

Current payment options:

  • Annual (No Fee)
  • Four Pay
  • Five Pay
  • Twelve Pay (EFT only)

*Note: There will be a service charge fee for any dishonored checks returned. The fee imposed depends upon the schedule of rates, fees and charges utilized by our current depository bank. This fee shall not exceed $30.00.

Cancellations for non-payment of premium will be issued when the bank has dishonored a check or no payment has been received on its due date. The amount due will be the original premium, plus any late fees. The amount payable will be payable in cash, check, money order, certified bank check, credit card or agency check.

Direct Draft

Why Use Direct Draft?
Save time! You don’t have to write a check and mail your payment.
Save money! You don’t have to pay for postage and checks. And there are no installment fees for using direct draft service. Plus, you won’t have to worry about missing a payment and losing coverage. Pay with automatic deductions from your checking account. Guaranteed on-time payments! No checks. No postage. Save on fees!

Here’s How It Works
1.Simply download the Mid-Hudson direct draft form and follow the Instructions on the form.
2.Once we have set up an account, your payments will be deducted automatically from your checking account.

Direct Draft Form

Pay By Phone

Pay By Phone with a Credit Card 
You may also choose to pay with a credit card by phone,  and you may dial 1-800-721-5001 (toll free for New York State residents only) or 845-457-5001.  Simply ask for the accounting department and they will be happy to assist you.

Traditional Postal Mail

Mail your payments to:
Mid-Hudson Co-Operative Insurance Company
104 Bracken Road
Montgomery, NY 12549

Accounting Contact Info

Pay My Bill Online Now

Direct Draft Form