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Winter 2017 Product Updates

Posted on: Thursday, January 19th, 2017
STATEWIDE UNDERWRITERS AGENCY Our in-house MGA, Statewide Underwriters Agency, Inc., is now writing new umbrella business for MHC/CCIC agents with StarStone National Insurance Company. We also write with Torus National Insurance Company. Also, we are appointed and writing new business with The Read More

Featured Employee: Stacie Romanelli

Posted on: Saturday, January 14th, 2017
Stacie Romanelli, our newest Personal Lines underwriting assistant, started with MHC and CCIC in August 2016. Stacie has been in the insurance industry for 27 years, and has been a licensed realtor for the past 14 years. Her professional background has contributed a wealth of experience and knowl Read More

Employment Practices Liability Insurance (EPLI)

Posted on: Thursday, January 12th, 2017
We are working with our partner, Hartford Steam Boiler (HSB), to offer you employment practices liability insurance (EPLI). EPLI is designed to protect small commercial businesses with 100 employees or less. It provides insurance for employment liability damages and defense costs due to claims broug Read More

Where to Send Payments: Reminder

Posted on: Tuesday, January 10th, 2017
If you wish to make a policy payment, we currently have separate procedures for Mid-Hudson Co-Operative policyholders and Claverack Cooperative policyholders. Please keep payments to each company separated to ensure timely payment and proper accounting. MID-HUDSON CO-OPERATIVE PAYMENTS If mai Read More

Underground Service Line Coverage for Homeowners & Landlord Package Policies

Posted on: Saturday, January 7th, 2017
Service line coverage provides protection from an unexpected loss caused by a service line failure. This sometimes unforeseen and costly exposure is not covered under most homeowners insurance policies. Worse, most homeowners do not realize they are responsible for the underground service lines from Read More

Wishing you a healthy & happy new year!

Posted on: Tuesday, January 3rd, 2017
All of us at Mid-Hudson Co-Operative and Claverack Cooperative wish you a healthy and happy new year! The much-valued time with family and friends goes by so fast; we hope you were able to enjoy the holidays with your loved ones. Let me begin by saying thank you. Your continued support throughout Read More

New & Renewal Underwriting Guidelines

Posted on: Friday, October 14th, 2016
One of our main goals is to be a stable and competitive insurance market for our loyal agency plant. We did an extensive claims study on the lines of business with the higher loss ratios to attack the problem with something other than increased rates. The most obvious correlation in the claims Read More

Data Breach & Cyber Liability

Posted on: Wednesday, October 12th, 2016
In working with our partners at Hartford Steam Boiler, we have now made available Data Breach & Cyber Liability first-party coverage on our Mid-Hudson Co-Op BOP and SMP business. Basic coverage is a $100,000 limit with options available up to a $1,000,000 limit. Premiums are very reaso Read More

Featured Employee: Matte Bente

Posted on: Saturday, October 8th, 2016
Matt Bente, our newest Commercial Lines Underwriting Assistant, joined MHC & CCIC in August. Although new to the industry, Matt recently graduated from SUNY Oswego with a bachelor’s degree in Risk Management and Insurance. He was inspired to join the industry after taking a commercial Read More

Blue360 Update

Posted on: Tuesday, October 4th, 2016
By the time you read this, we should be rolling out our Landlord Package Program on BLUE360. This is a popular and profitable niche for us. Much like Homeowners, this will enable you to quote, bind, and issue new LLP business. Many of you are already familiar with BLUE360; if not, we w Read More