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The Importance of Inspections

Posted on: Friday, May 19th, 2017
Protecting the company’s bottom line is the ultimate goal of all successful underwriting departments. A comprehensive inspection program is one way to accomplish this. In addition to helping determine accurate property values, inspections can help to prevent losses before they occur. Insura Read More

President’s Award Program

Posted on: Monday, May 15th, 2017
We were so pleased with the first-year results of our new agent profit-sharing program that we’ve decided to take it a step further and create our all new President’s Award program to recognize and reward our best performing agents each year. Our agents are eligible to qualify for the Pre Read More

Greetings & Happy Spring!

Posted on: Monday, May 1st, 2017
Congratulations on making it through another Northeast winter. Thanks to Mother Nature, our industry always seems to struggle with profitability through the first quarter of the year. The winning combination of profitable and disciplined frontline underwriting and proactive marketing for growth is t Read More

Winter 2017 Product Updates

Posted on: Thursday, January 19th, 2017
STATEWIDE UNDERWRITERS AGENCY Our in-house MGA, Statewide Underwriters Agency, Inc., is now writing new umbrella business for MHC/CCIC agents with StarStone National Insurance Company. We also write with Torus National Insurance Company. Also, we are appointed and writing new business with The Read More

Featured Employee: Stacie Romanelli

Posted on: Saturday, January 14th, 2017
Stacie Romanelli, our newest Personal Lines underwriting assistant, started with MHC and CCIC in August 2016. Stacie has been in the insurance industry for 27 years, and has been a licensed realtor for the past 14 years. Her professional background has contributed a wealth of experience and knowl Read More

Employment Practices Liability Insurance (EPLI)

Posted on: Thursday, January 12th, 2017
We are working with our partner, Hartford Steam Boiler (HSB), to offer you employment practices liability insurance (EPLI). EPLI is designed to protect small commercial businesses with 100 employees or less. It provides insurance for employment liability damages and defense costs due to claims broug Read More

Where to Send Payments: Reminder

Posted on: Tuesday, January 10th, 2017
If you wish to make a policy payment, we currently have separate procedures for Mid-Hudson Co-Operative policyholders and Claverack Cooperative policyholders. Please keep payments to each company separated to ensure timely payment and proper accounting. MID-HUDSON CO-OPERATIVE PAYMENTS If mai Read More

Underground Service Line Coverage for Homeowners & Landlord Package Policies

Posted on: Saturday, January 7th, 2017
Service line coverage provides protection from an unexpected loss caused by a service line failure. This sometimes unforeseen and costly exposure is not covered under most homeowners insurance policies. Worse, most homeowners do not realize they are responsible for the underground service lines from Read More

Wishing you a healthy & happy new year!

Posted on: Tuesday, January 3rd, 2017
All of us at Mid-Hudson Co-Operative and Claverack Cooperative wish you a healthy and happy new year! The much-valued time with family and friends goes by so fast; we hope you were able to enjoy the holidays with your loved ones. Let me begin by saying thank you. Your continued support throughout Read More

New & Renewal Underwriting Guidelines

Posted on: Friday, October 14th, 2016
One of our main goals is to be a stable and competitive insurance market for our loyal agency plant. We did an extensive claims study on the lines of business with the higher loss ratios to attack the problem with something other than increased rates. The most obvious correlation in the claims Read More